New Account Funding Overview
Fund Account and Transfer Verification
Ustocktrade must verify your bank account information before any transfers are processed. All fund transfer will require two-step verification to initiate.
Transfer Limits for New Accounts
You can make an initial transfer of up to $1,000 at registration, which will be made available when your account is activated.
You can make a second fund transfer of up to $1,000 after your account is activated, which will be made available in 1 business day.
Example: On Monday a User registers for a new account and schedules a $1000 deposit. The account is activated on Tuesday and the funds are made available. Once activated on Tuesday, the User can make a second deposit for $1000, which will be made available on Wednesday.
Once your initial transfer is cleared (after 3 business days from transfer), the restriction will be lifted.
Wire Transfer Restrictions
Funds deposited via ACH can only be withdrawn via wire transfer AFTER 60 days. Funds ineligible for a wire withdrawal can still be withdrawn via ACH once a deposit is cleared (after 3 business days from transfer).