United States USA

ACH Transfers

Transfer Fees

 Ustocktrade does not charge any fees for ACH transfers.


Initiating a transfer

  1. Select the Banking tab on the side menu
  2. Choose to add or remove funds

 

      Web: Select “Add Funds” to transfer funds to your Ustocktrade account

                        Select “ Remove Funds” to transfer funds to your bank account

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         Mobile: Select “Transfer to Ustocktrade”

                        Select “ Transfer to Your Bank”


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  1. Select the ACH Fund Transfer option


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  1. Enter the transfer amount and select “Add Funds” or “Remove Funds”

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  1. Enter the two-step verification code to confirm the transfer.

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Transfer Limits

Ustocktrade has a dollar limit of $10,000 per transfer but no limit on the number of transfers you can initiate.

Transfer/s totaling $10,000 will be made available processed in 1 business day.

Additional transfers that increase your daily transfers to over $10,000 will be made processed in 3 business days.

 Examples:

  1. A user initiates 2 fund transfers on Monday, the first for $10,000 and a second for $2,000. $10,000 will be made available in the user’s account on Tuesday and $2,000 will be available on Thursday. If the user, initiated the $2,000 transfer first, the $2,000 will be available on Tuesday and $10,000 on Thursday.
  2. A User initiates one transfer on Wednesday for $7,500 and another for $5,000. $7,500 will be made available on Thursday and $5,000 will be made available the following Monday.



Transfer Times

ACH transfers initiated before 6 pm ET on a business day will be processed by 9 am ET the next business day.*

Fund transfer initiated after 6 pm ET or on a non-business day, will be processed by 9 am ET on the second business day from the transfer date.*

 

Examples:

  1. A user initiates a $100 deposit at 5:30 PM ET on Monday. The funds will be credited to User A’s account by 9:00 AM ET on Tuesday.
  2. A user initiates a $100 withdrawal at 7:00 PM ET on Wednesday. The funds will be processed and sent to User B’s bank by 9:00 AM ET on Friday. 
  3. A user initiates a $1,500 deposit at 5:00 PM ET on Saturday. The funds will be credited to User C’s account by 9:00 AM ET on Tuesday

 

*Deposits initiated in accounts with funds transfer restrictions or fund transfers that exceed the daily $10,000 threshold will require 2 additional business days to process.

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Ustocktrade Securities, Inc.
Member FINRA/SIPC
V.01 06/02/2017

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