United States USA

ACH Transfers

Transfer Fees

 Ustocktrade does not charge any fees for ACH transfers.


Initiating a transfer

  1. Select the Banking tab on the side menu
  2. Choose to add or remove funds

 

      Web: Select “Add Funds” to transfer funds to your Ustocktrade account

                        Select “ Remove Funds” to transfer funds to your bank account

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         Mobile: Select “Transfer to Ustocktrade”

                        Select “ Transfer to Your Bank”


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  1. Select the ACH Fund Transfer option


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  1. Enter the transfer amount and select “Add Funds” or “Remove Funds”

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  1. Enter the two-step verification code to confirm the transfer.

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Transfer Limits

Ustocktrade has an ACH deposit limit of $10,000 per day. (Additional deposits may be requested using the wire transfer option). There is no daily limit on ACH withdrawals.

 

Transfer Times

ACH transfers initiated before 6 pm ET on a business day will be processed by 9 am ET the next business day.*

Fund transfer initiated after 6 pm ET or on a non-business day, will be processed by 9 am ET on the second business day from the transfer date.*

 

Examples:

  1. A user initiates a $100 deposit at 5:30 PM ET on Monday. The funds will be credited to User A’s account by 9:00 AM ET on Tuesday.
  2. A user initiates a $100 withdrawal at 7:00 PM ET on Wednesday. The funds will be processed and sent to User B’s bank by 9:00 AM ET on Friday. 
  3. A user initiates a $1,500 deposit at 5:00 PM ET on Saturday. The funds will be credited to User C’s account by 9:00 AM ET on Tuesday

 

*Deposits initiated in accounts with funds transfer restrictions will require 2 additional business days to process.

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*Cash Program is provided by Ustocktrade Finance LLC. Ustocktrade Finance LLC is not a broker dealer. Funds deposited in the Cash Program are not subject to SIPC protection or FDIC insurance Coverage. The annual percentage yield ("APY") on the deposit balances in the Cash Program through Ustocktrade Finance LLC is current as of March 12, 2021. The interest rate may change at any time without notice to you.

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Securities products are: Not FDIC insured • Not bank guaranteed • May lose value

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Ustocktrade Securities, Inc.
Member FINRA/SIPC
V.03 03/04/2021

© 2017 Ustocktrade. All rights reserved. U.S. Patent:US D761,294 S.