United States USA

Funding Overview

Ustocktrade must verify your bank account information before any transfers are processed.  We have 2 methods available to provide this verification:


Instant Verification

You can use your online banking credentials to link your bank account by selecting the instant verification option. 

Please ensure that the name on the bank account you wish to link matches the name on your Ustocktrade account. 

Your credentials are used for authentication only and never stored in our system.


Manual Bank Verification

If your bank is not available for instant verification or you prefer to link your bank manually, you can link a bank account by clicking manual verification. Enter an account nickname, the bank name, account number, routing number, upload your bank statement and click verify.

Please ensure that the name on the bank statement you wish to link matches the name on your Ustocktrade account. 

You will receive an email with instructions on how to verify your account.

To verify your bank account, we will make two small deposits to your bank account.

You’ll need to:

  1. Check your bank account for the exact amounts.
  2. Log into the verification page.
  3. Enter the deposit amounts.

The deposit amounts will be valid for verification for 3 days. 

Once you have entered the correct small deposits and we have verified your bank statement, you can use it for fund transfers to/from your Ustocktrade account.

This verification process may take up to 5 business days to complete.


No Bank Transfer Fees

Ustocktrade charges no fees for successful deposits or withdrawals from a linked bank account. Returned ACH transfers are charged a $20 fee.


Transfer Time

Standard bank transfers (deposits and withdrawals) initiated before 6 PM ET on business days from a verified bank account will be available the next business day. (This may vary by bank.)


New Accounts

You can make an initial transfer of up to $1,000 at registration, which will be made available when your account is activated.

You can make a second fund transfer of up to $1,000 after your account is activated, which will be made available in 1 business day.

Example:  On Monday a User registers for a new account and schedules a $1000 deposit.  The account is activated on Tuesday and the funds are made available.  Once activated on Tuesday, the User can make a second deposit for $1000, which will be made available on Wednesday.


Existing Accounts

Once your initial transfer is cleared (after 3 business days from transfer), you can make transfers up to the next business day transfer limit.


Next Business Day Transfer Limit

Ustocktrade has a dollar limit of $10,000 per transfer. Transfer/s totaling $10,000 will be made available the next business day.

Additional transfers over a total of $10,000 will be made available in your account in 3 business days.

Example 1:  On Monday, a user initiates 2 fund transfers of $10,000 each and 1 for $2,000. $10,000 will be made available in the user’s account on Tuesday and $12,000 will be available realized on Thursday.

Example 2: On Wednesday a user initiates one transfer for $7,500 and another for $5,000. $10,000 will be made available on Thursday and $2,500 will be made available the following Monday.

Please read important legal disclosures that apply to your relationship with Ustocktrade Securities, Inc.

Online trading has inherent risk due to system response, execution price, speed, liquidity, market data and access times that may vary due to market conditions, system performance, market volatility, size and type of order and other factors. An investor should understand these and additional risks before trading.

The information provided is not warranted as to completeness or accuracy and is subject to change without notice. The information provided should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation. The projections or other information regarding the likelihood of various investment outcomes are hypothetical in nature, are not guaranteed for accuracy or completeness, do not reflect actual investment results and are not guarantees of future results. All investments involve risk, losses may exceed the principal invested, and the past performance of a security, industry, sector, market, or financial product does not guarantee future results or returns. Consider the investment objectives, risks, charges, and expenses of a fund before investing. Contact us for a prospectus containing this information.

Investors should consider the investment objectives, risks, and charges and expenses of a mutual fund or Exchange Traded Fund ("ETF") carefully before investing. Before investing in any mutual fund or ETF, you should consider its investment objective, risks, charges and expenses. Contact us at support@ustocktrade.com for a prospectus, offering circular or, if available, a summary prospectus containing this information. Read it carefully. ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund. Investment returns will fluctuate and are subject to market volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost. ETFs are subject to risks similar to those of stocks. Some specialized exchange-traded funds can be subject to additional market risks. Leveraged and inverse exchange traded products are not designed for buy and hold

investors or investors who do not intend to manage their investment on a daily basis. These products are for sophisticated investors who understand their risks (including the effect of daily compounding of leveraged investment results), and who intend to actively monitor and manage their investments on a daily basis.

Testimonials may not be representative of the experience of other customers and are no guarantee of future performance or success.

Market data supplied by ActivFinancial. Real-time market data is only supplied when User logs into his or her account.

Securities products and services offered to self-directed investors through Ustocktrade Securities, Inc. Member FINRA / SIPC. Ustocktrade, LLC and Ustocktrade Securities, Inc. are separate but affiliated companies.

Securities products are: Not FDIC insured • Not bank guaranteed • May lose value

FINRA BrokerCheck reports for Ustocktrade Securities are available at http://www.finra.org/brokercheck

You must be a U.S. resident to open a brokerage account. Other account features are available to non-US residents.

Ustocktrade Securities, Inc.
V.01 06/02/2017

© 2017 Ustocktrade. All rights reserved. U.S. Patent:US D761,294 S.